The cameras on smartphones can be utilized to photograph documents and send them via email or messaging rather than utilizing fax machines. Payment apps and services on smartphones enable individuals to make less use of wallets, purses, credit score and debit cards, and money. Mobile banking apps can permit individuals to deposit checks just by photographing them, eliminating the necessity to take the bodily examine to an ATM or teller. Guide e-book apps can take the place of paper travel and restaurant/business guides, museum brochures, and devoted audio guide tools. In many international locations, cell phones are used to provide cellular banking companies, which can embody the flexibility to transfer cash payments by secure SMS text message.
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